Summary
Developed and deployed end-to-end ML models for credit risk scorecards on time series data for Indian Banks & NBFCs (Application Scorecard, Behaviour Scorecard, Collection Scorecard, etc) with a strong focus on predictive modeling, explainability, and automated deployment on AWS.
Achieved a ~90% AUC metric for Behavior Scorecard predicting the probability of default in the next 3 months.
Optimized and implemented multiprocessing in data processing scripts which increased processing speed by 90%
Led and managed a cross-functional team of 5 engineers, overseeing end-to-end delivery of multiple ML and AI projects—from initial planning and architecture design to model development, deployment, and post-launch optimization.
Automated data & model pipelines and model scoring systems using AWS Lambda, S3, and SageMaker, improving model turnaround and scaling capabilities.
Processed and analyzed large-scale financial and behavioral datasets using Pandas, NumPy, and SQL, enabling robust feature engineering and anomaly detection and showcased the insights via visualizations for client and stakeholder's understanding.
Gained deep familiarity and implemented statistical ML models using PyData Stack (Pandas, Numpy, Scikit-Learn), SQL, Bayesian Hyperparameter Tuning (Optuna), Ensemble Boosted Trees (LGBM, XGBoost), Feature Selection (RFE, Boruta) and deployment technologies such as RESTful Django, FastAPI, Flask, Docker & AWS and experimented with TensorFlow and PyTorch for advanced use cases.
Led various experiments in deep learning, while continuously optimizing performance through hyperparameter tuning.
Authored detailed internal documentation, model explainability reports, and stakeholder presentations showcasing model insights, risk stratification, and performance over time.
Contributed to the adoption of AI-first approaches within the organization by identifying use cases for automation and Generative Al experimentation.